Privacy Policy

1. Introduction

O.J. Financial Services Ltd. (CIN –U74899DL1993PLC051937), operating under the brand name "OJFIN" ("we", "us", "our"), is committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, share, and safeguard your data when you visit our website or use our services, including online share trading.

2. Information We Collect

To provide our services, we may collect personal information including, but not limited to:

• Name, gender, residential / correspondence address, telephone number, date of birth, marital status, email address.
• PAN, KYC Status, Signature, and Photograph.
• Bank account or payment instrument details.
• Other details necessary for providing services.

This information is shared with SEBI, NSE, BSE, MCX, NCDEX, Asset Management Companies, Registrars, and other regulatory bodies solely to process your transactions or serve you better.

3. How We Use Your Information

We use your information to:

• Process your trading requests and carry out settlements.
• Provide you with improved products and services.
• Keep you updated about new products or information.
• Comply with legal and regulatory requirements.

Your information is protected as one of our most important assets. We store it on computers with physical and technological security measures in accordance with the Information Technology Act, 2000.

4. Sharing of Information

We will not sell your personal information to any third party. However, we may share your information:

• As part of normal business operations, such as providing services, collecting fees, or informing you about services.
• With regulatory and government entities (e.g., SEBI) as required by law.
• With our agents, contractors, and selected third parties (who are bound by strict confidentiality agreements) to facilitate offers or services.
• In the event of a business reorganization, amalgamation, or restructuring.

We ensure that all third parties maintain the confidentiality of your information and use it only for the intended purpose.

5. Data Security

Your account information is located on the secure portion of our website. Access is restricted by your unique login ID and password. You are responsible for maintaining the secrecy of your credentials. We recommend changing your password periodically.

We take all reasonable steps to protect your information from unauthorized use, dissemination, or publication. However, we are not liable for any loss or damage arising from your failure to protect your login details.

6. Your Rights and Consent

By availing our services, you consent to the collection and use of your sensitive personal data as described in this policy. You have the right to refuse or withdraw your consent at any time by contacting our customer care. However, doing so will mean you can no longer avail of our services.

If you believe any information we hold is incorrect or incomplete, please email us at oj@ojfin.com. We will promptly correct it.

7. Cookies and Tracking

Our website uses cookies and web beacons to track user traffic patterns and improve navigation. Cookies do not run programs or deliver viruses. You may decline cookies through your browser settings, but this may affect your experience on our site.

We also collect access log information (IP address, browser type, date/time, pages viewed) for system administration and to analyze trends. This data does not personally identify you.

8. Links to Other Websites

Our website may contain links to third-party sites. We have no control over those sites and are not responsible for their privacy practices. You should exercise caution and review the privacy statements applicable to those websites.

9. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Please visit our website regularly to stay informed of any changes.