Definition:

Perpetual bonds, also known as "perps", do not have a maturity date. They pay interest indefinitely and are treated like equity in many ways.

Use case:

Ideal for investors who want consistent long-term income without worrying about maturity or reinvestment.

Risk & return:

Higher interest rates than traditional bonds, but slightly higher risk due to longer duration and callable clauses.

OJ advantage:

We handpick perpetual bonds issued by top-rated banks and financial institutions, ensuring credibility and consistent returns.

Definition:

Issued by government-backed companies like NHAI, REC, and PFC.

Use case:

Great for conservative investors looking for predictable returns.

Risk & return:

Government backing ensures low default risk; moderate returns.

OJ advantage:

We provide exclusive allotments and better access in both primary and secondary markets.

Definition:

Issued by reputed private companies across sectors.

Use case:

Suitable for moderate-to-aggressive investors looking for better returns than FDs.

Risk & return:

Yields are higher but depend on issuer creditworthiness.

OJ advantage:

Our team carefully selects corporate bonds after rigorous due diligence.

Definition:

Bonds backed by state governments, ensuring full repayment.

Use case:

Best for risk-averse investors wanting government-like safety with better returns.

Risk & return:

Low risk, steady returns; suitable for long-term financial planning.

OJ advantage:

We help clients access rare and secure state-backed bond issues not easily available in the open market.